1. Prices are fixed by law.
You cannot find the same policy for less money anywhere other than HealthInsuranceForMe.Com. Insurance companies must file their rates with the state. We have selected only the plans that offer the best benefits for the best price.

2. Once you are approved - the insurance company cannot raise your rates or deny coverage based on your health condition. Individual health insurance works like life insurance. The only way that the insurer can raise rates is to raise them for everybody. This helps to keep them somewhat in check – if they raise rates too high they will lose many existing customers.

If you are currently healthy you should not wait - apply now!

3. You have a 10 day grace period. Once an insurance company accepts your application YOU still have 10 days to decide if it is right for you. If you decide that you do not want it - any premiums paid will be refunded. You should apply now and then make the final decision after you are accepted.

Everyone knows that they need health insurance. If you do not currently have coverage and something as simple as a broken bone occurs - it can be financially devastating. If something more serious occurs - you can lose everything you have worked your entire life for.

HealthInsuranceForMe.Com has worked very hard to make it simple to find the right plan. We have eliminated salespeople from the process so you can find what is right for you and not be sold something you don't need.